Can I Sell My Florida House In Foreclosure?

The Short and Quick Answer is Yes! The only catch is you need to have a signed offer on your house before the auction date!

  • ****NO WHOLESALERS - NOTHING ON THE MLS - HOMEOWNERS ONLY!
  • We want to pay what YOU need! 😀🙏🏽
  • ***NO WHOLESALERS - OWNERS ONLY
  • ***NO WHOLESALERS - OWNERS ONLY
  • This field is for validation purposes and should be left unchanged.

Selling A House In Foreclosure in Florida

Facing foreclosure in your home is extremely stressful, especially if you are going through financial hardship due to medical issues, job loss, payment increases from an ARM loan, divorce, or the death of a family member. While it might seem like you have no options, you can sell your house before it goes into auction.

Foreclosure is when a lender goes through the legal process of reclaiming the property due to missed payments, and or other legal violations on your loan agreement. The process of foreclosure is when a bank/lender files a civil lawsuit against the homeowner, which is called a lis pendent, and records it with your local county clerk’s office.

The lender gives you a certain period to respond to these claims, if you do not respond in time the court will move to an Order for Final Judgment of Foreclosure and appoint an officer to sell your property at a local county auction. In most cases, you can work out a deal with your lender that allows you to keep your house. However; keep in mind, that once you successfully agree to a deal, you will be placed with lawyer fees, and any other fees the lender paid to start the process.

Selling a House in Florida while in foreclosure is possible, but the bank and the lender should be kept in the loop throughout the process of finding a buyer like us for your house. In most states, the bank can not foreclose or auction the property if there is a legitimate offer on the house. The homeowner needs to prove that the property has a cash offer and the owner should arrange a closing as soon as possible.

There are many benefits to selling your property to a cash buyer instead of letting the bank foreclose. We will outline all the benefits in this article. So stick with us if you would like to learn more.

Few Ways You Can Avoid Foreclosure

  • Loan Modifications -Lenders typically allow you to modify the terms of a mortgage to reduce a homeowner’s monthly payment when they are having financial issues. However, this could indicate that the principal, interest, and term will change in your favor. But be very weary about this as they impose a lot of hidden fees that can hurt you in the long run.
  • Refinance and/or Reinstatement – Similar to Loan Modifications, these are a bit more difficult to qualify for. Unfortunately, if your credit has been affected by the default, it’ll likely be more difficult to qualify for this.
  • So-called “Cash For Keys” or a “Deed in Lieu” of foreclosure – In this scenario, the lender simply agrees to forgive your debt and takes the home back without processing the foreclosure. At this point, you have about 30-60 to vacate the home. Seldom does this happen, but it’s worth a try.
  • Equity Sale or Short Sale – If you owe less than what the home is worth you can do an equity sale and sell to a cash buyer or list it with a realtor. Sometimes selling with a cash buyer at a discount is easier than listing it. You can also do what is a Short Sale if you are “underwater” (owe more than what the property is worth). The only issue with a short sale is it needs to be approved by the lender.
  • Filing Bankruptcy – Even though you can use this to stay in your home longer, in the end, the lender can still foreclose on you and you end up with a home and bad credit. Bankruptcy doesn’t mean you don’t pay the debt, it’s just structured through the court in a consolidated form of payment.
  • Forbearance – Forbearance is a temporary pause on your mortgage payments and is granted by the lender. Unfortunately, you will get hit with a huge payment to catch up on the loan once the forbearance is over.
  • Subject To – Subject to is when a local cash buyer like Express Resolutions Home Buyers buys your house in foreclosure by making you an offer based on the total balance of the loan. Typically this works in favor of the homeowner since we can pay the homeowner to take over their mortgage. We pay all the fees that the loan including the back payment and we also pay you for the house ontop of taking over your mortgage. This is a great way to save your credit, instead of filing bankruptcy.

The Step By Step Process of Selling a House In Foreclosure Florida

The possibility of selling your Florida home to avoid foreclosure can be accomplished by focusing your time and energy on the sale of the house. The process of selling your Florida home in foreclosure is similar to selling it without foreclosure, and if you have sold a house before, this will be an easy step for you.

Here are the main things you need to know about selling a Florida home before it is foreclosed on.

  1. Find Out How Much The Home is Worth.

The best way to find out how much your house is worth is to get it an appraisal by an Approved Appraiser from the state of Florida. However, if you do not have enough time to find one, you can use online tools and have a real estate professional give you the current sales within your area.

2. Set an Asking Price

Based on what the appraisal comes back, set a price according to that and the time that you need to sell the home. Keep in mind, this is not a normal asking price.

For example, in order to make a profit you have to ensure that price covers your unpaid mortgage payments, interest, late fees, lawyer fees, etc… There are also fees associated with selling a property like home repairs, staging the property, agent commissions, closing costs, etc…

It’s best to set a realistic asking price and potentially sell at a loss than to go too high and not sell at all and risk going into foreclosure, and hurting your credit.

3. Notify the Lender

As it is extremely difficult to talk to your lender during a foreclosure process, you must still notify them that you are planning to sell the house and you are currently in the process of finding a buyer.

Most of the time, lenders support the homeowner during the property sale because it is much less work for the lender to have the owner sell the house before going into a foreclosure auction.

4. Find a Real Estate Agent or Sell it to Express Resolutions Home Buyers

After you have contacted your lender, you can seek the help of a professional real estate agent or find a buyer yourself (More Difficult). We recommend finding an agent or working with a cash home buyer like Express Resolutions Home Buyers since the sale is under a time constraint and pressure.

5. Get an Offer

Unfortunately, when your property is facing foreclosure, there is not much room to negotiate an asking price. Not only are you tight on the time needed to sell, but you are also facing an action where you may make nothing for the sale of the house.

Do not take your time to reach out to companies that buy houses for cash. Get multiple cash offers from credible and reliable cash home buyers and compare not just on offers, but services that they include like covering all closing costs, as-is sale, no fees, speed of transaction, etc…

6. Let the Lender Know That You Have a Potential Buyer

Once you have accepted a cash offer, call your lender immediately and inform them so you can avoid foreclosure and all the excess fees placed on the foreclosure. As we talked earlier, the foreclosure will stop if you have a legitimate offer on the house.

Lenders prefer that you sell your house if you have proven that the sale will cover all the fees associated with the foreclosure, including the balance of the mortgage. The bank just wants their money back and avoid any hassles of having to sell the property on their own by going to auction. Typically a cash offer is a win-win situation for everyone.

7. Close

Lastly, and the most easiest part of the process, once you have notified your lender you can close the deal with the buyer. Show the bank the home is sold and let title do its work and pay the lender what you owe to them.

If you are lucky to receive a high offer, you can walk away with some funds to start a new chapter in your life and be done with the stress of a home in foreclosure.

Express Resolutions is a local cash home buyer in Florida that buys houses fast for cash. We are known as a reputable and reliable company that can help you sell your home quickly and easily.

Express Resolutions is a cash home buyer that makes fair all-cash offers on houses in Florida. We buy houses as-is, so you don’t have to worry about making any repairs. We’ll even clean out the property for you. It’s that easy!

We’re not hagglers. We’re helpers. We want to make the process of selling your house as smooth and stress-free as possible.

Need To Sell Your House In Florida Florida For Cash?

We Buy Houses AS-IS. It’s 100% Free.
NO Hidden Fees! Learn About Our Cash-For-Home Process!

How Does Selling My Florida Florida Home in Foreclosure Work?

Are you asking  . . . “can I sell my house in foreclosure”?

Absolutely. You can stop or avoid foreclosure altogether by selling before the bank re-possesses the house.

Express Resolutions has a simple “3 Step Home Buying Process” for property heading to foreclosure or with delinquent mortgage payments.

Fill The Form Below And Tell us WhAT YOU WANT! 🙂

  • ****NO WHOLESALERS - NOTHING ON THE MLS - HOMEOWNERS ONLY!
  • We want to pay what YOU need! 😀🙏🏽
  • ***NO WHOLESALERS - OWNERS ONLY
  • ***NO WHOLESALERS - OWNERS ONLY
  • This field is for validation purposes and should be left unchanged.

We will schedule a time to visit your home and discuss our cash offer. We will also address any concerns you may have and answer your questions. Our cash offer is no obligation, so you can choose to accept or decline it at your convenience.

Choose the date and time that works best for you to close the sale of your home at a reputable title company or in the comfort of your own home. You’ll receive the cash in your pocket right away!

Guaranteed Offer For Your Foreclosure Home in Florida Florida

Express Resolutions Home Buyers Florida

We can help you with that. Selling with a real estate agent can be time-consuming and expensive, especially if you need to sell your home quickly. But there’s a better way 💡!.

Request an offer from us today 🚀 and we’ll give you a fair price for your home, no haggling necessary 🤝. We’re a local cash home buyer who can close quickly and easily, so you can get the money you need as soon as possible.

It’s 100% free and there’s no obligation. So what are you waiting for? Contact us today 📞 to get started!

Foreclosure Cash Home Buyers in Florida

Selling to Express Resolutions means:

  • No repairs: We buy your house as-is, so you don’t have to worry about making any repairs.
  • No cleaning: We’ll even clean out the property for you.
  • No realtor: We’ll handle the entire sale process for you, so you don’t have to worry about finding a realtor or dealing with open houses and showings.
  • No commission: We pay you a fair price for your home, and we don’t charge any commissions.
  • No waiting: We can close quickly and easily, so you can get the money you need as soon as possible.

We offer a better solution to the traditional home selling process.

We Offer A Better Solution

We understand that selling a house can be stressful and time-consuming. That’s why we make the process as easy and convenient as possible for you. We’ll work with you to get you the best possible price for your home, and we’ll close quickly and easily so you can move on with your life.

We’re Gibran & Alyssa and together with Carlos & our team, we’ll do our best to make you an offer you’re happy with! Simply fill in the form below to get started. Our offer is 100% FREE & there’s no obligation to accept it 🙂

Fill the Form Below to learn more about how we can help you sell your home fast and hassle-free.

  • ****NO WHOLESALERS - NOTHING ON THE MLS - HOMEOWNERS ONLY!
  • We want to pay what YOU need! 😀🙏🏽
  • ***NO WHOLESALERS - OWNERS ONLY
  • ***NO WHOLESALERS - OWNERS ONLY
  • This field is for validation purposes and should be left unchanged.

Florida Foreclosure Real Estate Resources

One of the first steps to take in selling foreclosure is to review available foreclosure resources. The federal government provides information on important steps to take to avoid foreclosure, after foreclosure, and for independent foreclosure review. The Department of Housing and Urban Development also created state-by-state foreclosure resources. You can get foreclosure counseling via the Federal Deposit Insurance Company.

Express Resolutions makes it easy to “sell my Florida house in foreclosure” or with late mortgage payments. Stop or avoid foreclosure with our fair and as-is cash offer.

Selling a home in foreclosure requires a strategic approach

Time is running out. With late payments piling up and a court date looming, you need to act fast. If you want to sell your house for cash, as-is, and close quickly, then selling to Moe Buys Homes is a great option.

Sell Your Florida House According To YOUR Needs!

We offer flexible solutions for selling your house in Florida, whether you need to sell fast or take your time. We can pay cash for your house or help you sell it on the market. We’ll work with you to find the best solution for your needs.

What is the fastest way to sell a house in  Florida?

Get cash before closing

Need cash fast? We can help! We can pay you a cash advance before the closing, so you can get the money you need when you need it.

Experienced & Caring Team

We are experienced cash home buyers and sellers in Florida Florida. Our team has a proven track record of success, and we are passionate about helping people.

We buy inherited homes and handle probate

We can pay for Probate if needed. Many of the homes we buy were inherited. We work with a dedicated Probate attorney who can handle the process at no cost to you.

Avoid making repairs or cleaning anything

Sell your house “as-is” in ANY condition, no matter how bad! We don’t require a seller’s disclosure, so you won’t be held liable for any problems. Sell with peace of mind!

We can help you with your move and find your dream home

We offer free assistance with finding a new home and moving before your closing.

You can choose your move-out date

If you need to stay in your home for a few days or weeks after closing, we can make that happen.

To Help People Experience Happiness & freedom While Improving the World Through Ethical Business!

We’ll Do Our 100% Best to Make Your Home Selling Experience Enjoyable & Easy!

“I can’t say enough about this company especially Gibran, he was more than helpful he was knowledgeable and if anything came up he was already on it with the answer for me. He was always there every time I called never had to leave a message and if it was something that he was going to get back to me with it was always within a matter of minutes or even a couple of times he would text me in the evening just to update me very good experience would definitely recommend this company”

  • ****NO WHOLESALERS - NOTHING ON THE MLS - HOMEOWNERS ONLY!
  • We want to pay what YOU need! 😀🙏🏽
  • ***NO WHOLESALERS - OWNERS ONLY
  • ***NO WHOLESALERS - OWNERS ONLY
  • This field is for validation purposes and should be left unchanged.

Sell Your Florida Home On Your Terms With A Company That Cares About You!

“I need to sell my Florida house quickly and don’t want to list with an agent. I just want to sell my house fast, get my cash, and have peace of mind. Who can help me?”

– No Worries, You’re in the right place!

We have a proven track record of customer satisfaction. Our clients love our services and we know you will too!

There is no risk in getting an offer from us. You can always say “NO” if you are not interested.

Selling your house in Florida fast is very easy 🙂

We buy all types of properties in Florida, regardless of their condition. We will take care of everything for you, from repairs to cleaning to paperwork. You can sell your property quickly and easily, and we will handle all the stress and hassle.

Selling with a Realtor is not for everyone…

Real estate agents may promise to sell your house quickly, but they don’t have any financial stake in the sale. This means that they can make promises that they may not be able to keep. If you need to sell your house fast in Florida, due to a pending foreclosure, going through divorce, tired of dealing with bad tenants, behind on your taxes, have a house that is beyond repair, or ANY other reason, we can buy it for cash.

“Gibran was very professional and helpful. He answered all our questions and was very patient. Express Resolutions kept their end of the deal and it was a clear and transparent process.”

– Grace Valdes

Cash For My Florida House – Quick & Easy!

ANY CONDITION

We buy houses for cash, regardless of the condition. We buy in “as-is” condition, so You do not need to sign a “seller’s disclosure” and be held liable for any problems that may arise after the sale.

ANY SITUATION

We can buy your Florida house quickly, no matter what your situation is. We buy houses with Code Violations, Open Permits, Mortgage or Tax Liens, Inherited Properties, and more. It doesn’t matter to us. And it’s free for you to get an offer.

No Clean-Up or Fixing Needed!

“We Buy Houses in Florida in Any Condition, As-Is”. We don’t care if it’s full of mold, Chinese drywall, trash, or rotten food. We’re not here to judge. We’re here to help you Sell Your House Quickly and Easily, so you can move on to the next chapter in your life.

The dirtier the house is, the more excited we get to see how we can transform it. We’re experts in renovating and flipping houses, and we’re confident that we can turn your property into a beautiful and valuable asset

See All Our Happy Online Reviews
We Must Be Doing Something Right!

A+ Rating

4.6 Rating

5 Rating

We buy houses all over Fort Lauderdale, Pembroke Pines, Hollywood, Miramar, Coral Springs, Pompano Beach, Davie, Sunrise, Lauderhill, West Park, Miami, Hialeah, Miami Gardens, Miami Beach, Homestead, Doral, West Palm Beach, Boca Raton, Boynton Beach, Delray Beach, Wellington, Jupiter, Palm Beach Gardens, Lake Worth, Royal Palm Beach, Palm Springs, Belle Glade, and South Bay.

  • TRUSTWORTHY  – We are Florida’s number one rated cash homebuyer because we treat people with integrity and respect. Our reviews speak for themselves
  • We ALWAYS CLOSE – When we buy your house you can be sure the deal will go through. We never back out
  • NO FEES OR COMMISSIONS – We are not realtors. This means no commissions or fees when selling to us
  • WE ARE FAST – We can close quickly. In as little as 7 days.
  • WE’RE LOCAL – As residents of Florida, we understand the market and want to improve our local community.
  • ****NO WHOLESALERS - NOTHING ON THE MLS - HOMEOWNERS ONLY!
  • We want to pay what YOU need! 😀🙏🏽
  • ***NO WHOLESALERS - OWNERS ONLY
  • ***NO WHOLESALERS - OWNERS ONLY
  • This field is for validation purposes and should be left unchanged.

We’ll guide you through every step

Be Part Of Our Happy Clients

“Gibran and his partner were very accommodating and professional. Great company. Good people.”

– Minarda Powell

Sell my House fast Pensacola star reviews

Express Resolutions Home Buyers, your local problem solvers. We work with homeowners in Broward County, Palm Beach County, Miami-Dade County, and Nearby Areas.

Our Real Estate Services

As a prominent cash buyer in  Florida , Express Resolutions is a real estate investor with a strong presence in various areas such as Fort Lauderdale, Pembroke Pines, Hollywood, Miramar, Coral Springs, Pompano Beach, Davie, Sunrise, Lauderhill, West Park, Miami, Hialeah, Miami Gardens, Miami Beach, Homestead, Doral, West Palm Beach, Boca Raton, Boynton Beach, Delray Beach, Wellington, Jupiter, Palm Beach Gardens, Lake Worth, Royal Palm Beach, Palm Springs, Belle Glade, and South Bay.

Sell Your Florida House Fast For Cash Today

Express Resolutions is a legitimate real estate investor and buys property as-is, including fire-damaged homes, vacant land, condos, and apartments. We buy “hard to sell” houses involving probate or inheritance, repairs or violations, foreclosure or short sale, and eviction or problem tenant.

Sell My House Fast Broward County

Sell My House Fast Palm Beach County

Sell My House Fast Miami-Dade County

Sell Your Florida House Fast OR on Your Timeframe to Trusted Cash Home Buyers in Florida – That’s Us 🙂

I hope this homepage has given you a better understanding of who we are and how we can help you. We are a cash home buyer in Florida, and we are committed to helping you sell your house quickly, easily, and for the best possible price.

We will never waste your time with a lowball offer. We will be 100% honest with you throughout the entire process. And we truly want to help you get the best possible outcome for your sale.

If you are interested in learning more about how we can help you, please contact us today. We would be happy to answer any questions you have and get you started on the journey to selling your house

No matter what your situation is, we are here to help. If we cannot buy your house, we can still offer you free guidance and advice. We have a wealth of experience in the Florida real estate market, and we would be happy to share it with you.

Please feel free to reach out to us if you have any questions. You can also check out our next page to learn more about how we buy houses for cash in Florida.

We look forward to hearing from you soon!